A licensed and insured painter is one who can show two things on request: a current contractor registration or license where your state or town requires one, and active liability insurance. Workers' compensation matters too if the company has employees on your ladder. This page lists the six Middletown painters in that category.
What to look for
Ask for a certificate of insurance and check that the policy dates are current. Better yet, have the insurer send it to you directly. Confirm the license number with the issuing agency, and make sure the name on both documents matches the name on your estimate. For older Middletown homes, ask whether the crew is certified for lead-safe work, since pre-1978 paint is common here.
Insurance is what covers a dripped can on a client's car, a fall from a ladder, or water damage from a careless prep job. Without it, you may end up paying.
How our scoring helps
Credentials are a starting point, not a verdict. We weigh them alongside review history and work quality, so you can compare painters on more than a certificate. See how we score, then go to the ranked guide to Middletown painters to see how these six compare.